Money Mondays – Top 5 Tips for Boosting your Income

Each week, I will bring you a new guest post in the series “Money Mondays”. Today’s post is by Daniella from Busy Lazy Mum. Bringing you her top five tips for boosting your income.

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Need to boost your income? Whether you’ve had an unexpected bill come up, saving for a holiday or Christmas, or just want more money to live how you want to. These are my top 5 tips to boost your income without committing to another job.

1. Mystery Shopping.

Mystery Shopping is my No. 1 side hustle. Why? Because it’s so easy to do and some of the perks are great! Some companies pay quite well whilst others pay smaller fees but reimburse larger amounts than others. I regularly do assignments for around 8 different companies. Some weeks I don’t do any assignments, because I either don’t have time or there might not be anything that appeals to me. Some weeks, like this week I do loads! I’ve had about 9 assignments to do and they have been a complete mix. Now the main thing with mystery shopping is that it stays a mystery. So I can’t tell you where I’ve been, what I can say is I’ve had some lunches that will be reimbursed, I’ve had a new hair cut and had a few free cups of tea.

What do I need to do?
– Firstly sign up to a mystery shopping company.
– Book your assignment. Some companies have a website/app to book assignments or some are booked over the phone.
– Make sure you read the brief before you travel to the location, it will tell you everything you need to know.
– Go home and fill out the report. You’ll usually have until the following day to submit the report.
– Wait to get paid. Some companies pay weekly/fortnightly/monthly and there’s one company I use which you need to send them an invoice and they pay when that’s been received.

The main two companies I get a lot of work from are ESA and Retail Maxim.
I must add that mystery shopping is a self employed activity, so you are required to submit a tax return and pay your own taxes if your total income goes over your personal allowance.

2. Casual Events or Hospitality Work.

In the past I have done a lot of casual events and hospitality work, not so much now, but I’m still on a few agencies books so the option is always there. These jobs can be at a variety of places. I’ve worked at arenas, racecourses, handed water out at marathons and festivals. The roles can be varied as well, from waitressing, bar work, hawking, setting up, litter picking and stewarding. Some companies I have used in the past are Red Wigwam (They do mystery shopping too), Flair Event Staffing and HAP Recruitment. Be aware with this type of work you may be required to attend an interview and possibly training if in a hospitality role. Payments can be made weekly or monthly varying between companies and to the best of my knowledge they all pay your taxes, so expect this to be deducted.

3. Surveys

The surveying world is something I’ve only dipped my toe in really. There are so many sites that I hear about but I never get round to trying out.

The few that I have used are:

– Pinecone Research, they pay £3 per survey and I’ve cashed out lots of £10 amazon vouchers.

– Nectar Canvass, surveys are paid in nectar points which is great if you shop in Sainsbury’s, or to save up for their toy or double points events.
There are many more survey companies you could use, its not a case of one size fits all. Some people prefer different ones. Give it a try and see what works for you.

4. Cashback Websites & Apps.

The cashback websites are great and I’m sure most of you would have heard of Topcashback and Quidco. Both great sites, before you buy ANYTHING check them out! Some cashback percentages can be low but if you get into a habit of using these sites they can quickly build up over the year. What about cashback apps? CheckoutSmart is a good one. I’ve cashed out £65 from here in the past year. They offer cashback or the full amount reimbursed when you buy specific products and show proof on your receipt. Great if you like trying new things, are happy to swap between brands or you buy these things anyway. There are quite a few apps like this.

5. Selling a skill.

Do you have a skill you could make money from?
A whizz with an iron? Love dogs and walking? Are you crafty?
If you have a skill or hobby and a bit of free time use it to make a bit of money.
Share on your local social media pages and see what happens?

If you have a blog yourself and want to take part in this weekly series, get in touch and let me know your ideas.

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