Money Saving Tips When You’re on a Budget

We’re all looking for ways to save money, but when you’re already on a tight budget, it can be hard to think it is even possible. But it is. I thought I would share with you my top tips for saving money. Hopefully you can get some new ideas from this and start to build up your savings.

Money Saving Tips on a Budget

My Money Saving Tips

  • Take packed lunches with you. Whether this is to work, for kids at school or even just going out for the day. You can easily save a few pounds each day by taking your own.
  • Turn your heating down. If you turn your heating down just by 1 degree, this can save you around £85 a year
  • Submit meter readings. If you do this each month, you can make sure you only pay for the energy you use.
  • Use vouchers. Before you go out for the day, have a look online for any discount vouchers available to save you money.
  • Use cash back apps. Save money in the supermarket by downloading cashback apps and getting money off lots of products. You can read more about these apps here.
  • Keep a spending diary. Keep track of what you spend each month and look to see where you can make cut backs.
  • Shop in Aldi/Lidl. If you haven’t tried either of these shops yet, you can save yourself around £30-£40 a month on your grocery shopping. I’m a huge fan of Aldi now. All their own brand products are just as good as branded.
  • Meal plan. Plan your weekly meals in advance so you only buy what you need. This will also cut back on food waste.
  • Find free things to do. Look for places to go and thing to do with the kids that don’t cost you anything.
  • Cancel memberships. If you have any memberships that you no longer use, cancel them.
  • Save your loose change. Put all of your small change in a jar and you it will gradually build up. This is a good idea for saving up for Christmas.
  • Have no spend days. Do this either once a week or a couple of days a month. Don’t spend anything. Nothing at all!
  • Switch to 0% interest. If you have credit cards, switch them to a 0% interest card. You will pay off your card a lot quicker by not paying the high interest charges.
  • Cut out one luxury each week. Whether its a takeaway coffee on your way to work or a glass of wine on the weekend. By cutting out one thing each week you won’t really miss it and can save the few pounds. This will soon add up over the month.

There you go, my top tips for saving money. Are you on a tight budget? Do you manage to save money? Share your tips below, I’d love to hear them.

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Money Saving Tips When You're on a Budget

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